There are different types of identity theft. Among the most common include financial identity theft, social security identity theft, and insurance identity theft. All of which can bring a number of horrible repercussions.
One of the most common scenarios is when someone online obtains your information about your bank and your credit card. Financial identity theft can lead to debts and even low credit score. One of the things that you need to remember in order to prevent these types of incidences is to always be precautious when making a purchase online. You also want to make sure that you are aware of the fake and real websites. There are instances when fake stores ask too much information including some personal ones that are unnecessary.
If you end up with this kind of problem, it is important that you contact your bank. Make sure that they disable the cards that have been compromised. There are instances when banks take precautions in order to avoid these types of problems. For instance, you will need to call them if you are going to leave the country. This way, they can allow purchases outside the country of origin. Also, they’d typically stop the credit card from making tremendous amounts of payments.
Social Security identity theft in the US is quite common. Once it has been stolen, it is possible to sell the information to undocumented workers allowing them to be able to have a credit card while working illegally in the US. It is also possible to steal property.
It is also important to note that once your SSN has been stolen, there is a chance that passports and other documents can be forged by the perpetrators.
Lastly, you have insurance identity theft. Here, individuals can get medical attention using your own information. This can lead to a higher medical insurance premium and huge medical bills. Immediately replacing your social security card is always suggested.
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